Bankruptcy Dischargeability Actions

Orlando Bankruptcy Litigation Lawyer, L. Todd Budgen provides professional Bankruptcy Dischargeability Actions Attorney services in Orlando, Maitland, Longwood, Altamonte Springs, Winter Park, Orange - Osceola - Seminole Counties, and Central Florida.

Call 407.481.2888 about your Bankruptcy Dischargeability Actions needs in Orlando and Central Florida.

Bankruptcy Code Section 523 – Dischargeability Actions

Budgen Law represents both Debtors in defending Section 523 actions or bringing a dischargeability action against a Debtor on behalf of a Creditor.

A Section 523 action means a creditor is asking the court to determine and decide if a particular debt owed to a specific creditor by the Debtor should not be allowed to be discharged with the rest of the unsecured debts that are otherwise dischargeable. There are limited and specific grounds for the Judge to rule that a debt is not dischargeable. That means the debt survives bankruptcy and the creditor may pursue collection of its un-discharged debt after the Debtor emerges from bankruptcy.

What are some of the grounds for a 523 action?

• False pretenses, false representation, or actual fraud when obtaining credit (523(a)(2)(A))
  
  
• Use of written statement that is materially false … with intent to deceive (523(a)(2)(B))
  
  
• Purchase of luxury goods or services owed to a single creditor for a certain aggregate amount within a certain time period (523(a)(2)(C)(I))
  
  
• Cash advances obtained from a single creditor for a certain aggregate amount within a certain time period (523(a)(2)(C)(II))
  
  

Call 407.481.2888 to Schedule a Confidential Bankruptcy Dischargeability Actions Legal Consultation with Orlando and Central Florida Lawyer, L. Todd Budgen.